Insurance & Benefits

Results: 8

• Health Insurance Information/Counseling (1)
  LH-3500

  Health Insurance Information/Counseling

  LH-3500
  
  Programs that offer information and guidance for people who need assistance in selecting appropriate health insurance coverage and which may also answer questions about health insurance benefits and help people complete insurance forms.
• Medicaid (3)
  NL-5000.5000

  Medicaid

  NL-5000.5000
  
  A combined federal and state program administered by the state that provides medical benefits for individuals and families with limited incomes who fit into an eligibility group that is recognized by federal and state law. Each state sets its own guidelines regarding eligibility and services within parameters established at the federal level. Many people are covered by Medicaid, though within these groups, certain additional requirements must be met. Eligibility factors include people's age, whether they are pregnant, have a disability, are blind, or aged; their income and resources (like bank accounts, real property or other items that can be sold for cash); and whether they are U.S. citizens or lawfully admitted immigrants. Families who are receiving benefits through TANF and individuals who receive SSI as aged, blind and disabled are categorically eligible groups. The rules for counting a person's income and resources vary from state to state and from group to group. There are special rules for those who live in nursing homes, for people served under the Medicaid Waiver program, for people served by Program of All-Inclusive Care for the Elderly (PACE) programs and for children with disabilities living at home. Medicaid makes payments directly to a person's health care provider; and some recipients may be asked to pay a small part of the cost (co-payment) for some medical services. Most states have additional "state-only" programs to provide medical assistance for specified low-income persons who do not qualify for the Medicaid program.
• State/Local Health Insurance Programs (1)
  NL-5000.8000

  State/Local Health Insurance Programs

  NL-5000.8000
  
  Programs that provide health insurance for people who do not qualify for Medicaid, do not have access to insurance provided by an employer or cannot afford privately purchased health insurance. Services covered by these programs vary by state but generally include hospitalization, physician services, emergency room visits, family planning, immunizations, laboratory and x-ray services, outpatient surgery, chiropractic care, prescriptions, eye exams, eye glasses and dental care. Other services may include alcohol and drug treatment, mental health services, medical and equipment and supplies and rehabilitative therapy. Eligibility requirements also vary. Included are state and/or local government health insurance programs which may be administered by the state or at the local level, and public/private partnerships between state and/or local government entities and health insurance companies or other private organizations. Health care is generally provided through participating managed care plans in the area.
• TANF (2)
  NL-1000.8500

  TANF

  NL-1000.8500
  
  A state program with matching federal block grant funds administered by the county or the state under state guidelines that provides time-limited cash assistance for needy families with (or expecting) children as well as job preparation, work opportunities and access to supportive services such as child care which enable parents receiving assistance to leave the program and become self-sufficient. TANF, which ends the federal entitlement known as AFDC, creates a five-year lifetime limit on cash assistance for most adult recipients; requires that recipients be working or participating in a work-related activity within two years and cooperate with comprehensive child support enforcement efforts including paternity establishment; and contains special live at home and stay in school provisions for teenage parents. States have wide latitude in structuring their TANF programs and may obtain waivers which exempt them from specific federal requirements. Recipients may receive monthly checks or be given electronic benefit transfer (EBT) cards which allow them to access their cash benefits at automated teller machines (ATMs) or point of sale (POS) equipment that is located in grocery stores, banks and other commercial locations.
• Unemployment Insurance (1)
  NS-9000

  Unemployment Insurance

  NS-9000
  
  Programs that provide partial income replacement for a limited period of time for eligible individuals who become unemployed.
• Veteran Benefits Assistance (11)
  FT-1000.9000

  Veteran Benefits Assistance

  FT-1000.9000
  
  Programs that provide assistance for veterans who are having difficulty understanding and/or obtaining the full benefits and services to which they are entitled by law based on service to their country. The programs may help veterans understand the eligibility criteria for benefits, the benefits provided by the program, the payment process and the rights of beneficiaries; provide consultation and advice; help them complete benefits application forms; negotiate on their behalf with U.S. Department of Veterans Affairs staff; and/or represent them in administrative processes or judicial litigation. Included are Veteran Services Officers (VSOs) who are trained and accredited by the Veteran's Administration (VA) and can be found in offices specific to each state, the county courthouse, the local VA office and local veteran's rights organizations; as well as legal aid programs that offer more formalized legal assistance.
• Veteran Compensation and Pension Benefits (2)
  NS-1800.9000

  Veteran Compensation and Pension Benefits

  NS-1800.9000
  
  Programs administered by the U.S. Department of Veterans Affairs that provide monthly payments to veterans who are disabled and were discharged under other than dishonorable conditions, their dependent children, surviving spouses and parents. Included are compensation benefits for veterans with service-connected disabilities; and pension benefits for veterans with limited incomes who are age 65 or older or are permanently and totally disabled as a result of a condition not related to military service. Veterans who are more seriously disabled may qualify for Aid and Attendance or Housebound benefits which are paid in addition to the basic compensation or pension rate. A veteran cannot receive both Aid and Attendance and Housebound benefits at the same time.
• Veteran Survivors Benefits (1)
  NS-8200.9000

  Veteran Survivors Benefits

  NS-8200.9000
  
  A program administered by the U.S. Department of Veterans Affairs that provides special payments for the eligible survivors of deceased veterans whose wartime or peacetime service meets specific criteria for service-connected death compensation or non-service-connected death pensions. Eligible survivors (dependent children, surviving spouses and parents) who are seriously disabled may also qualify for Aid and Attendance or Housebound benefits which are paid in addition to the basic benefit.